If you have an account with Punjab National Bank, this update is important for you. The bank has issued a customer alert stating that certain banking services linked to inactive accounts may be discontinued from April 16, 2026.

Failing to act before the deadline could lead to your account being closed or restricted, causing inconvenience in accessing banking services.

What Is the Update About?

According to Punjab National Bank, accounts that have remained inactive for a long period are now under review.

These include:

• Accounts with no transactions for 2–3 years or more


• Accounts with zero balance


• Accounts with incomplete or outdated KYC details

Such accounts may be closed or deactivated starting April 16, 2026.

April 15 Is the Final Deadline

Customers have been given time until April 15, 2026, to take necessary action.

Before this date, you must:

• Complete your KYC (Know Your Customer) update


• Ensure your account is active

The bank has clearly indicated that action may be taken without further notice, so delaying could be risky.

Who Will Be Affected?

Not all customers need to worry. The rule mainly applies to:

• Long inactive accounts


• Accounts with no recent transactions


• Zero-balance accounts


• Accounts with pending KYC verification

If you regularly use your account, there is no need for concern.

Why Is PNB Taking This Step?

This move is aimed at improving banking security and compliance.

Inactive accounts are more vulnerable to:

• Fraudulent activities


• Unauthorized transactions


• Identity misuse

By closing or updating such accounts, Punjab National Bank aims to ensure a safer and more transparent banking system.

How to Keep Your Account Active

To avoid any disruption, follow these simple steps:

1. Update Your KYC
Visit your nearest branch or use online banking services (if available) to complete your KYC process.

2. Make a Small Transaction
Even a minor transaction—deposit, withdrawal, or transfer—can reactivate your account.

3. Contact the Bank
If you're unsure about your account status, reach out to the bank immediately.

Can You Do This Online?

Yes. Many banks, including Punjab National Bank, offer digital KYC services. You may be able to complete the process from home, saving time and effort.

Final Advice for Customers

If your account has been inactive, don’t ignore this alert. Completing the required steps before the deadline can help you avoid unnecessary hassle later.

Taking quick action now ensures:

• Continued access to your account


• No service interruptions


• Protection against fraud risks